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总结
据美联社等报道，《平价医疗法案》(ACA)医保交易市场在疫情后扩大力度的保费补贴已于2025年底到期，国会两党未能就续期达成一致。随着补贴退出，数以百万计依赖补贴购买个人商业医保的美国人将从2026年开始面临更高的月度保费与自付负担，部分人可能被迫更换更低保障计划或退保，从而增加无保险风险并冲击医保市场稳定。报道同时指出，围绕预算与政策取向的政治拉锯仍在持续，相关立法前景存在不确定性。
正文
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