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总结
CNN等媒体在新年之际推出“储蓄挑战”与理财改进建议，面向计划在2026年更好存钱的读者，提供从“低消费一月（low-buy January）”延伸到全年习惯养成的做法，包括设定可执行的财务目标、控制非必要支出、复盘订阅与购物清单、用自动转账提高储蓄纪律，并通过持续获取理财资讯（如新闻简报）来跟踪进度。报道整体强调以小步调整提升现金流与抗风险能力，但具体适用性仍需结合个人收入与负债情况。
正文
Are you up for a savings challenge this year? CNN Here are ways to get smarter with your money in 2026 CBS News Want to be better about saving money in 2026? Try these money-saving tips for having a 'low-buy' January and beyond Yahoo 6 kick-butt financial resolutions you should make today to protect tomorrow Fox News Is your New Year's resolution to take charge of your money? We've got two newsletters for you San Francisco Chronicle
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