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总结
多家美媒报道，特朗普提出将信用卡利率设定10%的上限，作为“可负担性”主张的一部分，意在降低消费者循环信用借款成本，并对依赖高利差的华尔街银行利润形成压力。报道指这一提案在政治光谱两端获得呼应，包括AOC与伯尼·桑德斯等人曾主张更严格的利率上限。银行业则警告，若强制限价，可能导致发卡机构收紧授信、提高年费或转嫁成本，使部分高风险借款人更难获得信用。
正文
What Trump's proposed 10 percent cap on card rates could mean for you The Washington Post Trump, AOC and Bernie: Capping credit card rates unites right and left as banks issue warnings NBC News Trump's affordability pledge strikes directly at the heart of Wall Street's profit engine CNN Wall Street banks face test with Trump's call for credit card rate cap Reuters Trump floated a 10% credit card interest rate cap. Here's what that could mean for consumers. CBS News
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