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总结
据多家美媒报道，特朗普近日以缓解“负担能力”压力为由，主张对信用卡年化利率设定为期一年的10%上限。银行业与部分投资人、分析人士对此表示反对，认为强行压低风险定价可能促使机构收紧授信、提高年费等替代收费，并将高风险借款人排除在外，进而影响消费与信贷市场稳定。该提议仍处于政治倡议阶段，落地方式、监管路径及法律依据尚待明确。
正文
Trump pushes a 1-year, 10% cap on credit card interest rates and banks balk abcnews.go.com Trump announces one-year 10% cap on credit card interest rates The Guardian Banks balk as Trump pushes for 1-year, 10% cap on credit card interest rates PBS 'This is a mistake President': Bill Ackman responds to Trump's call for a one-year 10% cap on credit card interest Business Insider Trump calls for a 10% cap on credit card rates in his latest appeal to affordability concerns CNN
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