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总结
美国前总统特朗普提出，为回应民众可负担性担忧，主张在一年内把信用卡利率上限设为10%。对冲基金经理比尔·阿克曼公开回应称这是“错误”，认为利率硬性封顶会扭曲风险定价，迫使银行收紧授信或提高其他费用，反而伤及信用较弱的借款人。多家媒体报道银行业对该提议持保留态度，相关金融与消费公司可能受影响，但政策落地方式与立法进程尚不明确。
正文
'This is a mistake President': Bill Ackman responds to Trump's call for a one-year 10% cap on credit card interest Business Insider Trump calls for a 10% cap on credit card rates in his latest appeal to affordability concerns CNN Banks balk as Trump pushes for 1-year, 10% cap on credit card interest rates PBS Trump announces one-year 10% cap on credit card interest rates The Guardian Trump Calls for 10% Cap on Credit-Card Interest Rates. These Companies Could Be Impacted. Barron's
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