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总结

美国前总统特朗普表态支持国会重推《信用卡竞争法案》,该法案由参议员马歇尔与德宾再次提出,主张通过增加交易路由选择等方式压低信用卡“刷卡费”,并伴随对信用卡利率设定10%上限的讨论。共和党内部分领导人对更强监管与价格干预持保留。相关解读认为,若发卡机构手续费与利差被压缩,行业可能减少返现/里程等奖励、上调年费或以其他费用转嫁成本,从而影响消费者与商户利益格局。

正文

Trump Backs Credit Card Swipe Fee Crackdown-Why Rewards Get Cut and Fees Go Up View from the Wing GOP senator pushes Trump's 10% credit card rate cap as party leaders push back Fox News Marshall, Durbin Reintroduce Credit Card Competition Act Backed by President Trump U.S. Senate (.gov) Trump Targets Card Swipe Fees After Lambasting Interest Rates Bloomberg Congress Reintroduces Credit Card Competition Act NACS
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