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总结
美国前总统特朗普在“降低生活成本”主张中提出对信用卡利率设定上限，直指银行依赖高息循环信贷获取利润的商业模式，引发华尔街与银行业警惕。报道显示部分共和党议员对该方案存疑或反对，但在抑制“高利贷”叙事下，特朗普与AOC、桑德斯等左翼人物出现罕见立场交集。银行警告若强行限价，可能压缩盈利、收紧授信并影响消费者信贷可得性，相关立法与政策落地前景仍不明朗。
正文
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