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总结
多家媒体报道，特朗普提出在美国将信用卡利率在未来一年内上限设为10%，以压降消费者借贷成本。摩根大通表示银行可能通过行业协作、游说或诉讼等方式反对该方案，“一切都在桌面上”，相关消息拖累部分银行股表现。银行业人士警告，利率封顶可能导致授信收紧、费用上调或产品调整，并把部分借款需求导向个人贷款等替代融资渠道，最终对消费者与信贷市场产生连锁影响。
正文
JPMorgan Chase says banks could fight Trump credit card rate cap: 'Everything's on the table' CNBC Trump plan to cap credit card costs hits bank shares BBC Trump urges credit card companies to slash interest rates to 10% for one year CBS News SoFi CEO says Trump's proposed credit card cap would drive people to personal loans, and that's good for SoFi Business Insider Banks warn consumers will be hurt by Trump's 10% cap on credit card interest rates Reuters
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