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总结
美国国会未能延长《平价医疗法案》(ACA)市场的“加强型”保费补贴与税收抵免，相关支持预计于2025年底到期，导致数百万通过医保市场购险的家庭在2026年面临显著涨价。多家媒体称部分参保者保费可能平均上升约114%，并引发退保、无保险人口上升及医疗支出压力扩大。各方正就由谁推动续期或替代方案展开政治博弈，政策不确定性也影响保险公司定价与参保选择。
正文
US health insurance costs to rise by 114% for millions as subsidies expire France 24 Congress failed to extend Obamacare subsidies. This Democrat says Trump can save them NPR Mainers face soaring premiums as ACA tax credits expire WGME ObamaCare subsidies expire; premiums spike for millions: What to know The Hill 2026 price hikes hit ACA health insurance plans as subsidies expire for millions of Americans CBS News
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