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总结
报道称，在高生活成本与就业不确定性背景下，部分美国Z世代以“幻灭经济学”（disillusionomics）应对接近六位数的负债压力。他们不再依赖单一工资，而是把生活变成多条收入来源清单，通过兼职、副业、自由职业、内容变现等方式增加现金流、加快还债并分散风险。这一现象折射出年轻人对传统上升通道的失望与对财务安全的强烈需求。
正文
Gen Z is rebelling against the economy with 'disillusionomics,' tackling near 6-figure debt by turning life into a giant list of income streams Yahoo Finance Experts Answer the Top 10 Financial Questions Gen Z Is Asking About Saving And Investing Investopedia A millennial's money rules for the new year Reuters 7 Reasons Why Gen Z Isn't Saving Money Menafn.com David Chilton: How gen Z and millennials can set themselves up for financial success in 2026 Financial Post
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