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总结
报道称，美国前总统特朗普推动对信用卡利率设定上限，主张将年化利率封顶在10%，意在降低消费者借贷成本并塑造经济议题。但这一提案在共和党内遭遇阻力，党内领导层对推进立法态度冷淡，成为主要障碍。与此同时，摩根大通等银行业人士表示若实施利率上限，银行可能采取法律与商业层面的反制措施。相关机构估算，该政策将冲击规模约700亿美元的信用卡债务市场，并引发对金融机构盈利与信贷供给收缩风险的讨论。
正文
The biggest hurdle to Trump's credit card proposals? His own party. Politico GOP leaders throw cold water on Trump's credit-card push Politico JPMorgan Chase says banks could fight Trump credit card rate cap: 'Everything's on the table' CNBC Trump calls for a 10% cap on credit card interest rates NPR Trump Credit Card Cap Would Hit $70 Billion Market for the Debt Bloomberg.com
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