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总结
多家美国媒体与理财机构在新年节点发布“2026个人财务待办清单”，汇总马萨诸塞州等地理财专家建议，鼓励公众把财务目标写入新年计划。内容强调尽早梳理收支与现金流、设定储蓄挑战并补足应急金，优先降低高息债务，检查退休金缴费与账户配置，必要时做投资组合再平衡，同时复核保险保障与年度税务安排，以提升家庭财务韧性并降低意外支出风险。
正文
Your Financial To-Do List for 2026 Morningstar Here's what eight Mass. financial experts say you should put on your New Year's resolutions list The Boston Globe Are you up for a savings challenge this year? CNN If you have a money resolution for 2026, start here, experts say PBS Refresh Your Personal Finances for 2026 | Insights Fisher Investments
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