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总结
多家媒体报道，美国前总统特朗普提出在未来一年将信用卡利率上限设为10%，并呼吁发卡机构下调利率，以回应民众对生活成本与负担能力的担忧。银行业与部分投资界人士对该主张表示反对或质疑，认为强制压降利率可能提高放贷风险、促使机构收紧授信或将成本转嫁，反而影响信用供给与部分消费者获得信贷的机会。相关讨论凸显选举政治与金融政策之间的拉扯。
正文
Banks balk as Trump pushes for 1-year, 10% cap on credit card interest rates PBS Trump announces one-year 10% cap on credit card interest rates The Guardian 'This is a mistake President': Bill Ackman responds to Trump's call for a one-year 10% cap on credit card interest Business Insider Trump calls for a 10% cap on credit card rates in his latest appeal to affordability concerns CNN Trump urges credit card companies to slash interest rates to 10% for one year CBS News
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