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总结
据Politico等媒体报道，特朗普近期推动对信用卡利率设定约10%的上限，主张以限制“高利贷”降低消费者借贷成本。但共和党国会领导层对该倡议泼冷水，认为在自由市场与金融监管层面阻力较大，推进前景不明。银行与发卡机构警告，利率上限可能压缩风险定价空间，促使收紧授信、提高其他费用或影响信用卡与航空里程等联名产品模式，从而冲击消费信贷供给与金融稳定预期。
正文
GOP leaders throw cold water on Trump's credit-card push Politico Why Banks Are So Worried About a 10% Credit Card Rate Cap The New York Times The Credit Card Interest Cap Is a Scam National Review Delta Air CEO says Trump credit card cap will upend industry The Detroit News Donald Trump's crusade against usury reaches Wall Street The Economist
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