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总结
据《纽约时报》等报道，面对特朗普推动将信用卡年化利率上限压至约10%的设想，美国大型银行正制定“保卫战”方案：加强对国会与监管部门游说，准备法律论证，并评估通过上调年费和手续费、削减返现与积分、收紧授信等方式弥补利润。分析认为若限价落地，发卡业务收益下滑，部分高风险借款人可能更难获得信贷，消费与经济增长或受到拖累。
正文
Banks Ready Battle Plans to Save Their Credit Card Businesses The New York Times Why Banks Are So Worried About a 10% Credit Card Rate Cap The New York Times Donald Trump's crusade against usury reaches Wall Street The Economist Column | You don't need Trump to cap your credit card interest. Just use this script. The Washington Post Citi Warns of Potential Economic Slowdown From Trump's Credit Card Cap Bloomberg.com
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