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总结
多家媒体报道，美国住房市场在房价涨势放缓、购房可负担性略有改善的背景下出现回暖迹象，但高首付仍是购房者最大的门槛。以亚特兰大地区为例，潜在买家为凑齐首付几乎需要储蓄近5年；另有测算显示，如今平均要7年才能攒够首付，储蓄节奏约为疫情前的两倍。首付压力与家庭收入增长不匹配，可能继续抑制首次置业需求并限制市场复苏力度。
正文
Housing market improves but affordability still a concern NBC News Home prices are getting slightly more affordable, but down payments are still holding buyers back CNBC Atlanta area homebuyers need to save for almost 5 years to afford down payments Yahoo Saving for a down payment now takes 7 years, double prepandemic pace The Hill Good news for prospective homebuyers marketplace.org
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